If You Lose Your Job, You Should Not Lose Your Home. Bridget Has Your Back.
Bridget created a new insurance category "Home Payment Insurance" to cover monthly payments for homeowners and tenants. Starting at $19 per month, protect your assets when life is disrupted.
Simple Steps to Protect Your Home
Borrower Opts Into Coverage
Coverage is available at Mortgage Origination, at Refinance, through your Mortgage Servicer at anytime, or via Corporate Payroll. Choose a coverage time period of 3, 6, 9, or 12 months.
Hardship Trigger
When a policyholder encounters a Covered Event, file a claim.
Bridget Verifies and Pays
Bridget has built proprietary claims verification processes to expedite payment. Bridget initiates scheduled payments to the assigned mortgage servicer or landlord.
Housing Payments Stay Current
Expedited payments help keep the mortgage or rental agreement out of default while the policyholder gets back on their feet. No more endless Loss Mitigation departments, 3-hour hold times, and Modification packages!
Protect Your Assets. Get Coverage.
Chose the Hardships you wish to cover. Decide how long you want your monthly bills to be paid. Tell us how much they cost. Instantly get your price. No sign up required.
Step 1: What Do I Want To Cover?
Mortgage Payments
Rent
My Total Monthly Coverage is Select options above
Step 2: What Hardships Do I Want Coverage For?
Unemployment
Coverage for job loss due to layoffs or company closure.
Death of a Spouse
Financial protection during the most difficult times.
Divorce
Support during relationship transitions and legal proceedings.
Short Term Disability
Coverage when you're temporarily unable to work due to illness or injury.
SELECT ALL 4 HARDSHIPS
Get comprehensive coverage for all potential hardships.
Pricing and Terms
Coverage Options
Select your coverage duration to protect your assets during hardships.
Enter coverage amount
Choose your coverage period:
A New Insurance Category - Home Payment Insurance
When life is disrupted, homeowners and renters need certainty. Bridget provides clear, modern protection that helps policyholders stay in their home while they get back on track.
Housing Stability Risk
Homeowners and tenants often face a binary option during failure mode: missing payments lead to a downward spiral and eventually foreclosure and eviction. Bridget stops the cycle before it starts.
Lender Protection vs Homeowners
Private Mortgage Insurance (PMI) is designed to protect lenders, not homeowners. Bridget flips the script to protect your interests.
The Financial Reality
The average monthly household budget is $5,200 while unemployment insurance only pays an average of $1,804. Bridget provides the necessary bridge to keep you afloat.
Assets vs Cash Flow
Traditional homeowners insurance covers physical assets only. Bridget is designed to safeguard your cash flow, ensuring monthly payments stay current.
Housing Disruption
Existing insurance products generally do not cover income disruption specifically tied to housing. Bridget fills this critical gap in coverage.
Disability Insurance Caps
While disability insurance replaces general income, it is not designed to cover specific mortgage obligations. Bridget ensures your house is secured separately.
What Our Clients Say
Don't just take our word for it. Here's what our clients have to say about Bridget.
"Bridget saved our home from foreclosure after a job loss. Our lender would not offer us any loss mitigation, loan modifications, deferments, or help to get back on track. Our Bridget policy quickly paid the lender and saved our family from being homeless while allowing me to focus on what was important, getting a new job."
Sarah Johnson
Policy Owner, Georgia
"The platform is intuitive and powerful. We've seen many positives being a partner of Bridget alongside our servicing platform. Our borrowers are happier, our staff can focus on delivering a great customer experience without delivering bad news, and our investors are seeing more positive and consistent cash flows."
Michael Chen
CEO, Major Servicer
"Our family was able to keep our doctors and our insurance for our young children after a mass layoff through Bridget's COBRAGap Program. I am very thankful that our previous HR department signed up all our employees for the most obvious and simple solution to the largest problem in the USA today."
Emily Rodriguez
Policy Owner, New York
Get in Touch
Have questions about our platform? Ready to get started? Our team is here to help.